What are the most common reasons for divorce?

Common reasons for divorce:

Lack of communication to each other
Financial problems and difficulties
Commitment
Alcohol abuse and drug addictions
Partners have snoring problems
Society made it too easy to file for a divorce
Insufficient counseling and advice
Expecting too much than necessary from your partner
Committing adultery
Lack of trust
Love life is unsatisfactory

How would you describe a junk bond?

A junk bond is a technical term for an IOU to be paid by an organisation , just like money it is a promise to pay you back a certain amount of money which is called the principal amount.
Any interest due at that date is also paid which is also known as a coupon,
and finally it has also the date at which it will pay you back the money , which is known as the maturity date.

A junk bond is classed as such because they pay high yields , i.e. a return on the bondholders money.
The credit rating of the bond is classed as junk because the credit rating is very low, which means that the bond holder is less likely to see their money again.

Medium to high risk bonds would be classed as BBB and upwards, which is in the junk rating.
AAA is classed as low risk of not getting the return on the bond, so those kinds of bonds would be classed as investment grade bonds.

a junk bond would have a higher interest rate because of the risk involved in waiting for the maturity date. so the longer the wait, the more risk of loosing money with junk bonds.