Over 40 different concierge services

1.  City Research
2.  Travel Weather reports
3.  Hotels & accommodations 
4.  Special events
5.  Airline tickets
6.  Mall guide 
7. Vehicle & limo rentals
8.  Area attractions 
9. Destination information 
10.  Sightseeing tours
11.  Shopping
12.  Aeroplane & yacht charters 
13.  Personal shopping
14.  Distinctive gift shopping 
15. Sports & Recreation 
16.  Flower orders
17.  Golf course information
18.  Gift baskets & balloons
19.  Golf arrangements 
20.  Cookie bouquets
21.  Fitness center information 
22.  Hard-to-find items 
23. Salon & spa reservations
24.  Corporate gifts
25.  Sporting event information
26.  Personal trainers 
27.  Entertainment 
28. Fishing charters 
29.  Restaurant reservations 
30.  Event tickets
31.  Destination planning
32.  Personal chef 
33.  Movie ticket assistance 
34. Interior decorator
35.  Museum information
36.  Pet care
37.  Maid service
38.  Errands 
39.  Internet services
40.  Courier service
41.  Moving services
42.  Dry cleaning 
43.  Maintenance referrals

What sort of tasks does a virtual assistant do?

 Word Processing & Data Entry
 Research
 Concierge Services
Writing/Editing/Proofreading
 Desktop Publishing
Calendar Management
 Vendor Management
Appointments & Follow-up Calls
 Newsletters
Contact & Database Management
 Website Updates
 Correspondence

Who uses a virtual assistant?

• Home-based business owners needing administrative help, not the hassle or cost of an employee
• Professional Speakers or Coaches needing someone to help manage contacts and routine tasks
• Non-Profit Organizations needing cost-effective administrative expertise on an "as-needed" basis
• Entrepreneurs who need help with administrative details so they can focus on core competencies
• Sales Professionals needing readily available administrative assistance any time from anywhere
• Real Estate Professionals needing help with endless paperwork

What are the most common signs of depression?

•difficulty concentrating, remembering details, and making decisions
•fatigue and decreased energy
•feelings of guilt, worthlessness, and/or helplessness
•feelings of hopelessness and/or pessimism
•insomnia, early-morning wakefulness, or excessive sleeping
•irritability, restlessness
•loss of interest in activities or hobbies once pleasurable, including sex
•overeating or appetite loss
•persistent aches or pains, headaches, cramps, or digestive problems that do not ease even with treatment
•persistent sad, anxious, or "empty" feelings
•thoughts of suicide, suicide attempts

What is the cause of depression?

One of the main ways to spot the symptoms of depression in yourself, or in others, is the learn what commonly causes depression. Many types of depression run in families, which means that it could be possible to "inherit" depression. Inheriting depression seems to be the case, especially when you start looking at the trends with bipolar disorder. Over the years families in which members of each generation develop bipolar disorder have been studied. The investigators found that those with the illness have a somewhat different genetic makeup than those who do not become ill. However, the reverse is not true. That is, not everybody with the genetic makeup that causes vulnerability to bipolar disorder will develop the illness. Apparently, additional factors, possibly a stressful environment, are involved in its onset and protective factors are involved in its prevention.
Major depression also seems to occur in generation after generation in some families, although not as strongly as in bipolar I or II. Indeed, major depression can also occur in people who have no family history of depression.

An external event often seems to initiate an episode of depression. Thus, a serious loss, chronic illness, difficult relationship, financial problem, or any unwelcome change in life patterns can trigger a depressive episode. Very often, a combination of genetic, psychological, and environmental factors is involved in the onset of a depressive disorder. Stressors that contribute to the development of depression sometimes affect some groups more than others. For example, minority groups who more often feel impacted by discrimination and are disproportionately represented. Socioeconomically disadvantaged groups have higher rates of depression compared to their advantaged counterparts. Immigrants to the United States may be more vulnerable to developing depression, particularly when isolated by language.

The benefits of home insulation

Home insulation is a necessary part of any well-maintained residence. Working in conjunction with your house’s heating and cooling system, insulation works to keep warm air inside during the winter and to retain colder air during the summer. Insulation installation is the best method for ensuring maximum comfort because it aids in adequate temperature control. Properly installed insulation also can save homeowners money by improving the effectiveness of heating and cooling systems, which creates lower energy bills.

Insulation installation often can be complicated, and working with a professional is usually the best choice. An insulation contractor has the knowledge and practical skills necessary to properly install the best type of insulation for any type of home. Attic insulation installation, for instance, is frequently a difficult undertaking for homeowners but can be effortlessly handled by an insulation contractor.

An insulation contractor also can guide a homeowner in determining which areas of a house require insulation installation. Some parts of a home may need additional amounts of insulation in order to attain the greatest possible level of energy efficiency. Depending on the type of dwelling, additional roof insulation or attic insulation may be needed. This can best be determined by consulting with an experienced contractor.

Fiberglass insulation is usually the best choice for any home, as it is considered to be the most cost-effective and highest performing form of insulation available today. Cost can be a major factor, especially when installing wall insulation because this task often requires a large amount of material. Fiberglass insulation is also a worthwhile investment because it is naturally flame-retardant, giving the homeowner piece of mind in the area of fire safety. Other types of insulation may retain moisture and lose their effectiveness over time, but a valuable aspect of fiberglass insulation is its non-absorbent, moisture-resistant properties. In addition, it does not deteriorate over time, making it a lifetime investment.

Proper insulation installation can save a tremendous amount of money over time by reducing the strain on heating and cooling units. When one considers the most important issues pertaining to their home, insulation must be amongst them.

Why you should consider ceiling insulation in your home

If you want to stay comfortably cool in the summer and warm in the winter than properly insulating your home is definitely something that you need to consider. Home insulation and especially roof insulation aid in the resistance of heat flow which prevents heat from leaving your home when it’s cold and entering your home when it’s hot. The reduction of heat flow allows your home to use less energy which reduces your monthly payments and adds to the value.

When you think of insulating your home, don’t limit the usage of insulation to only a few areas. Heat is trying to enter and escape from everywhere and it will find its way in or out if you overlook places like attics, ceilings, cathedral ceilings, basement ceilings, and garage ceilings. Cathedral ceiling insulation, basement ceiling insulation and garage ceiling insulation are often the most overlooked places within a home.

Some things to consider when choosing what type of insulation to use within your home are the amount of home insulation needed, the R-value of the insulation and the options available.

The amount of home insulation needed varies depending on where you live because of climate differences. Check with the U.S. Department of Energy (DOE) recommendations for your area. The R-value is the label on the insulation and the higher the value the better resistance. Insulation choices range from fiber glass, wool, foam, cotton and cellulose with fiber glass and cellulose being used the most.

Thermal insulation is one of the most important components when picking out ceiling insulation types. Whichever choice, make sure that it is going to provide you with lasting comfort throughout you home and performs like it should. Quality insulation should continue to provide you with energy savings and keeping heat where it should or should not be for the life of your home.

Last, but not least, carefully consider how your insulation choice reacts to fire and moisture. Also, with energy savings on the mind of many people, certain insulations might come with a insulation rebate in response to lowering the overall impact on the environment.

Do you find yourself cold in the winter and hot in the summer?

 Do you find that your insulation is not living up to the standards it should? Home insulation is a very important part of a house and if done properly can reap many rewards for those that live there.

There are various thermal insulation manufacturers and many different types of insulation. What type of insulation is purely dependent upon what you wish for your home. Building insulation is known to cover the entirety of the house and is known to help keep temperatures in while keeping undesired temperatures out.

Acoustic insulation is known to help protect against unwanted sounds. This is good if you live in a very noisy area and are looking to protect against noises that neighbors or factors such as nature that you have no control over.

Once called an inspector will come to your house and thoroughly inspect your building and see if it is a prime candidate for insulation work. Once approved an installer with various types of thermal insulation materials will visit your home and will install it into the building. Then you are able to enjoy your new insulation. The thermal insulation thickness depends upon how thick your walls are and what is determined to be the appropriate amount of thickness needed to insulate your home properly. Sometimes thermal insulation paint is needed to cover the insulation and a thermal insulation coating will be provided to do so. Thermal insulation europé is one of the primary reasons why people are warm in the winter months and cool in the summer months.

Choosing the right type of insulation can be a difficult task, but if you know what type of house you have and you call the right company to help assist you can be warm in no time. The different types of insulation will depend upon many factors concerning your house such as what type you desire, the thickness of your walls and how much you are willing to spend. All that is needed is a little shopping around and you will have the right insulation for you and your family in no time. To find out about auto insulation visit auto insualtion

How to install window insulation

As winter is upon us, so is the cool weather blowing through windows and causing heating cost to rise. Great ways to bring down those heating costs and keep the winter cool weather out is to install window insulation. A lot of ideas are on the market to allow every extra window in a home to get the proper insulation it needs. There are a variety of window insulation covering options and window insulation prices so there is sure to be one that is right for every home.

The first option is to use a window insulation kit. These are a kit that includes plastic sheets or films that are placed on the window themselves. This allows for the cool air to be trapped between the glass of the window and the plastic sheets or films. These plastic window insulation kits allow for a non-intrusive fix to the winter weather. These are very easy to install for any homeowner, and can be put on at the start of winter, and removed when the warmer weather hits. These kits are one of the easiest, and convenient option for any home owner to ensure the heat stays in the home where it belongs, and the cool weather outside. There are a variety of options even in these kits ranging from installs that go on the inside of the window, and the outside of the window. The prices and styles vary, giving an option for every budget.

There are rubber, weather stripping that can be placed around the edges of windows to ensure there are no cracks to allow the drafts to creep in. These are a very inexpensive way to put a form of insulation on any window. Even through they are easy to install, they have been known to remove paint or leave behind a sticky residue which may not be attractive. One can also pick up cellular shades which allow the light in but keep the weather out. These can be higher on the budget, though, and may not be an attractive choice for that reason. Another option, however, is to pick up heavy drapes or just layer the window in curtains. This allows for a thick protection at keeping the cold right where the windows are and not allowing them to flow into the living space. These can keep out drafts and come in a variety of styles for every look.

With the cool weather upon everyone, the need to keep it out where it belongs is a necessity. With the variety in window insulation options, everyone can find the right one for their home and their budget.

To find out about auto insulation visit auto insualtion

Which type of wall insulation should I use for my home?

Choosing home insulation is one of your most important decisions regarding your home. Whether you are building a new home or installing insulation in your existing home, you need to do some research on the proper kinds. With so many types of wall insulation available you want to have the safest and best insulation. To keep the room to room and outside noise down to a minimum you need to have an excellent acoustic insulation. When deciding on wall insulation, you also need to be aware of the basement wall insulation as well. Roof insulation that is of a high standard will even keep the sound of a heavy rainstorm down to a minimum. And the ceiling insulation will hold down the noise of the kids jumping up and down in their bedrooms.

Wall insulation isn't used only to keep down the noise. A more important reason to get the best insulation is to save energy. You want your home to stay cool in the summer and warm in the winter. The best insulation will do that for you. Another necessary quality of good insulation is moisture control. This is especially true when considering your basement wall insulation. Thermal insulation and cavity wall insulation are excellent for retaining heat and lowering those energy bills.

To add insulation to your existing home, there are two great choices. Sprayed foam or loose-fill insulation are easy to install without disturbing the rest of the house. If you are still building your home, you have many more choices. If your new home is not the traditional stick-frame house, it can be built using insulating concrete forms, insulated panels and concrete block insulation which will already have the insulation built right into the walls. This type of insulation is the highest quality by far.

For the stick-frame house, foam-insulated wall sheathings have many advantages. The foam is easy to cut, it guards against moisture on the inside walls, and constantly improves comfort and saves energy.

Before choosing the insulation, you need to know the R-values for your area. The U.S. Department of Energy has a Zip-Code Insulation Program that dictates where your insulation needs are based on your climate. The home should also be air sealed and have moisture control before being insulated.
to find out about auto insulation visit auto insualtion

Why is my cat peeing outside the litter box?

Cats pooping outside their litter boxes may have gastro-intestinal parasites or other digestive disorders that require veterinary intervention. I can’t stress enough how important it is to bring your cat in to be checked in. As with most things in life, it is better to be safe than sorry when it comes to your cat’s digestive health.

If you find that you are able to rule out a medical reason for your cat’s peeing or pooping problems, then you may want to take a look around the house in an attempt to identify any possible stressors that may have your cat upset. The most logical place to start is the litter box itself.

Is the litter box clean? You may need to remove the litter and actually scrub the floor and walls of the box to remove any amonia that may be detering kitty from using it. Then, of course, you will want to examine the litter you’re using. Some cats are sensitive to dust, while others have sensitive paws that harder litters can really irritate.

There are soft, organic litters out there that can literally solve this problem overnight. They’re a little more expensive, but if they can solve this major problem, I would assert that it’s well worth the investment.

Other things to look for around the house are threats to your cat’s comfort or safety. Another pet, a small child, or an abusive adult can wreak havoc on your beloved pet’s psychology. Likewise, take a look at your own schedule. Have you recently acquired a new job? Do you leave the house more often or stay away for longer durations of time?

Perhaps your cat’s little “presents” are just his or her way of telling you that you’re missed… and needed. Odd as it sounds, welcome to a kitty’s psychology (according to those “in the know,” anyway!)

If your cat is peeing outside the litter box, pooping on the carpet or in your bed, or likewise relieving itself in places which are obviously highly inappropriate, always look first at your cat’s health. Take her to the vet. Perhaps a dietary shift or some antibiotics are in order.

What are the symptoms of chronic fatigue syndrome?

The important facts about Chronic fatigue Syndrome is that it is an illness that seems to effect many people's ability to live a normal, healthy, happy life because of the extreme fatigue and exhaustion that is associated with CFS. Chronic Fatigue Syndrome comes with several life debilitating symptoms of which fatigue is the number one complaint. This illness does not just effect one part of the body, but in many cases, it affects many areas.

Other symptoms that accompany Chronic Fatigue Syndrome are usually a weakened immune system, depression, body pains, anxiety, respiratory and cardiac problems, agitation, moodiness, memory loss, loss of concentration, stress, visual disturbances, abdominal discomforts, sleepless nights, allergic reactions and sensitivities too the general environment. If you suffer from many of these symptoms, you should visit with your doctor or specialist who is knowledgeable of the facts about Chronic Fatigue syndrome so that you can receive the proper diagnosis and treatment. Determining whether or not you have CFS can be difficult since there isn't any one diagnostic test to detect it, but when a diagnosis is made, it can be treated and in some cases, cured.

People suffering from Chronic Fatigue Syndrome often end up losing their job due to the inability to work and function properly. It can also cause loss of friendships do to the person being so tired, moody, and depressed that they simply do not want to go out and do anything. CFS can even cause a person to lose the ability to take care of themselves because their body is so weak and tired it makes it harder to get out of bed to get food or water, take a shower or bath, use the bathroom, or simply drive around to run errands.

It can even effect one's marriage and lifestyle. Sometimes, it can cause cancers, diseases, and other illnesses and infections in the body because the immune system is so weak. These are just a few of things that make Chronic Fatigue Syndrome so life debilitating.

Chronic Fatigue Syndrome is usually caused by illness, infections, disease, cancer, or stress. It can sometimes be caused by a chemical imbalance in the body or lack of proper nutrition. Sometimes CFS is caused by some traumatic event that happened in person's life. It can simply even be caused by severe depression.

Treatments for CFS vary depending on the types of symptoms experienced. If you are suffering from depression, anxiety, mood swings, sleepless nights, and agitation, you may need to use herbal remedies such as St. John's Wort and Valerian Root to you help cope. If you are simply suffering from a chemical imbalance in the body that causes tiredness, you may just need to improve your diet by adding more fresh fruits, vegetables and proteins.

Some Chronic Fatigue Symptoms such as weakness, body pains, and memory loss require proper rest, natural pain relievers, and herbal treatments to help improve the immune system. Herbs such as Echinacea, Golden Seal, White Willow Bark, and Ginseng can be very helpful natural treatment for CFS. For a general treatment plan, one should improve their diet, physical activity, and take only natural homeopathic and herbal treatments to alleviate symptoms.

People living with Chronic Fatigue Syndrome do not need to suffer from it continually. There are effective treatments that can can be implemented that may reduce symptoms or cure the condition. It's important to find a health care professional that understands the facts about Chronic Fatigue Syndrome and how to effectively treat the condition.

20 tips to help stop depression

Getting the support you need plays a big role in lifting the fog of depression and keeping it away. On your own, it can be difficult to maintain perspective and sustain the effort required to beat depression. But the very nature of depression makes it difficult to reach out for help. However, isolation and loneliness make depression even worse, so maintaining your close relationships and social activities are important.

The thought of reaching out to even close family members and friends can seem overwhelming. You may feel ashamed, too exhausted to talk, or guilty for neglecting the relationship. Remind yourself that this is the depression talking. You loved ones care about you and want to help.
• Turn to trusted friends and family members. Share what you're going through with the people you love and trust. Ask for the help and support you need. You may have retreated from your most treasured relationships, but they can get you through this tough time.
• Try to keep up with social activities even if you don't feel like it. When you're depressed, it feels more comfortable to retreat into your shell. But being around other people will make you feel less depressed.
•Join a support group for depression. Being with others who are dealing with depression can go a long way in reducing your sense of isolation. You can also encourage each other, give and receive advice on how to cope, and share your experiences. To locate a depression support group in your area, use the Depression and Bipolar Support Alliance's


10 tips for reaching out and building relationships



1.Talk to one person about your feelings.
2.Help someone else by volunteering.
3.Have lunch or coffee with a friend.
4.Ask a loved one to check in with you regularly.
5.Accompany someone to the movies, a concert, or a small get-together.

6.Call or email an old friend.
7.Go for a walk with a workout buddy.
8.Schedule a weekly dinner date.
9.Meet new people by taking a class or joining a club.
10.Confide in a counselor, therapist, or clergy member.


Take care of yourself

In order to overcome depression, you have to nurture yourself. This includes making time for things you enjoy, asking for help from others, setting limits on what you're able to do, adopting healthy habits, and scheduling fun activities into your day.

Do things you enjoy (or used to)

While you can't force yourself to have fun or experience pleasure, you can choose to do things that you used to enjoy. Pick up a former hobby or a sport you used to like. Express yourself creatively through music, art, or writing. Go out with friends. Take a day trip to a museum, the mountains, or the ballpark.


Develop a wellness toolbox

Come up with a list of things that you can do for a quick mood boost. Include any strategies, activities, or skills that have helped in the past. The more “tools” for coping with depression, the better. Try and implement a few of these ideas each day, even if you're feeling good.



1.Spend some time in nature.
2. List what you like about yourself.
3. Read a good book.
4. Watch a funny movie or TV show.
5. Take a long, hot bath.

6.Listen to music.
7. Take care of a few small tasks.
8. Play with a pet.
9. Write in your journal.
10. Do something spontaneous.


Push yourself to do things, even when you don't feel like it. You might be surprised at how much better you feel once you're out in the world. Even if your depression doesn't lift immediately, you'll gradually feel more upbeat and energetic as you make time for fun activities.

What are the symptoms of teenage depression?

Increasingly common problems that teenagers face are teenage depression and teenage stress. Whilst a lot of the problems like drug abuse, eating disorders and teenage problems like ADHD, learning disorders, short height etc can ultimately result in depression; there are other factors, which can cause depression. These factors could be related to family or personal relationship stress, excessive academic pressure at school or home, bullying at school or even depression caused due to hormonal changes in the body. It is extremely important to recognise this problem at an early stage as teenage depression and teenage stress are the biggest reasons for teenage suicides or self-harm. In some cases it could also lead to reckless behaviour or violence on part of your teen. In most cases of depression the sufferer experiences low teenage self-esteem or a lack of confidence, which can severely impair a teenager's future growth and success.

Below are some of the symptoms that can help you recognise if your teenager is suffering from teenage stress or teenage depression.

Physical Characteristics: You can tell that your teenager is suffering from teenage depression or teenage stress if they often feel hopeless and angry, cry a lot more than usual, are constantly worried, lack energy and always feeling tired, suffer from insomnia, lack appetite, feel restless, show a complete lack of motivation or enthusiasm and stop doing things they used to enjoy. Similarly if they constantly complain of unexplained aches and pains like stomachache or headache, without any medical cause, it could also indicate stress or depression.

Social Habits: Another common symptom of teenage depression is avoidance and withdrawal from relationships and friends. Your teenager might try to avoid going to school as the teachers are too strict, or they do not have friends, or others make fun of them. They may also try and avoid other social gatherings and prefer to spend and increasing amount of time alone. Teenage stress can also be manifested in the form of reduced overall communication and introvert behaviour.

Performance: Your teenager could also show complete lack of concentration and try to find reasons not to do their homework or avoid school when they are suffering from teenage stress. In these circumstances it is crucial to probe if they are having a bad experience at school which is causing them excessive stress.

In most cases teenage depression is either the trigger or a result of some of the other teenage problems. Hence you need to understand the symptoms of all other teenage problems like eating disorders or drug abuse to understand the root cause of depression. When looking out for symptoms it is therefore important to look at all of them together, rather than individually, so you can get the best understanding of the state your child is in and can take corrective action if necessary.

In the book "Solving Teenage Problems" all the possible teenage problems, their causes and symptoms have been discussed in detail. Along with this exercises are provided so that parents can understand the severity of problem they are facing and then work through various tips provided to deal with these problems.

What are the most common reasons for divorce?

Common reasons for divorce:

Lack of communication to each other
Financial problems and difficulties
Commitment
Alcohol abuse and drug addictions
Partners have snoring problems
Society made it too easy to file for a divorce
Insufficient counseling and advice
Expecting too much than necessary from your partner
Committing adultery
Lack of trust
Love life is unsatisfactory

How would you describe a junk bond?

A junk bond is a technical term for an IOU to be paid by an organisation , just like money it is a promise to pay you back a certain amount of money which is called the principal amount.
Any interest due at that date is also paid which is also known as a coupon,
and finally it has also the date at which it will pay you back the money , which is known as the maturity date.

A junk bond is classed as such because they pay high yields , i.e. a return on the bondholders money.
The credit rating of the bond is classed as junk because the credit rating is very low, which means that the bond holder is less likely to see their money again.

Medium to high risk bonds would be classed as BBB and upwards, which is in the junk rating.
AAA is classed as low risk of not getting the return on the bond, so those kinds of bonds would be classed as investment grade bonds.

a junk bond would have a higher interest rate because of the risk involved in waiting for the maturity date. so the longer the wait, the more risk of loosing money with junk bonds.

What kind of doctor specialises in joint disorders?

Joint disorders are can be caused by a variety of things.
the type of doctor which specialises in joint disorders is called a Rheumatologist.
They also specialisee in the treatment of muscle ailments, arthritis and osteoporosis.

What are meglitinides?

Meglitinides are used in the treatment of type 2 diabetes, they help to lower blood sugar levels by stimulating the pancreas to produce more insulin.
Starlix is an example of medication that can achieve this, it is taken after meals and is quick acting.
An endocrinologist is a type of doctor that specialises in the treatment of type 2 diabetes.


To find out more about Endocrinologists check out my previous blog post
Endocrinologist blog post

What kind of doctor specialises in diabetes?

Diabetes a condition that affects the levels of glucose in the blood.
The type of doctor that specialises in treating diabetes is an endocrinologist, to find out more about Endocrinologist's check out this blog post.

What kind of doctor specialises in hormone imbalance?

There are many different types of hormone imbalance the most common are menopause, which is the under activity or overactivity of the thyroid glands, also the pituitary glands which regulate growth in the body.
The male version of this is called Andropause.

The best thing to do if you are experiencing hormone related issues is see your general practitioner first and they will refer you to an endocrinologist is he/she permits.

Typically endocrinologist's can treat  hormone disorders and endocrine system which is a system of glands which regulate the hormones in the body.

The kind of specialist need to be seen for treating hormone imbalances is called an Endocrinologist, they can also treat fertility issues.

What are the resistance 3 reviews?

First off , some action from the resistance 3 trailer is the best way to start this off.
Due for release 6 september 2011

Initial reviews from most game sites have been good

Game trailers gave the game a rating of 8.8 with the user rating in the region of 9.1
IGN gave it a whopping 9 mostly because the reviewer found it "deeply moving"
Joystiq gave it a modest 4.5 out of wait for it.....wait......5  siting it as the hailing Insomniac( company that produced the game) as the "defining brand for the platform."

In fact in my search it was hard to find  a bad review anywhere *cough*

For this third installment of Resistance from Insomniac  games the lead character Joseph Capelli joins the resistance to fight for earth against the aliens. This is a first person shoot em up game with some pretty fast and smart characters.The Chimera has taken a more morbid turn and have some quite frightening moves in their unrelenting domination of planet Earth.
Differences in the multi player option only lets you have 16 players which I think is an improvement as opposed to the 60 in resistance 2.

The resistance 3 beta ceased being available on september 5th so all you have now if the full game lay to look forward to, the other release dates are as follows:

USA 6th september
Japan and Australia 8th september 2011
Europe on the  9th september 2011
dates taken from the resistance 3 wiki, which I have confirmed elsewhere on the net.

Here are some of the new weapons available which level up during game play :
-Deadeye

Other weapons include
- EMP Grenades
-Cryogun
- M5A2 Folsom Carbine
- Wildfire

Where can I get the nintendo 3ds flare red ?

The Nintendo 3ds Flare red  comes out in the US 9th September at  $169.99.

Nintendo 3DS - Flame Red

The UK general release is on  9th September also, but unable to find that confirmed anywhere at the moment.  According to an article posted on digital spy, it is rumoured to be at a new reduced price, if the USA price is anything to go by then the new USA price is 32% cheaper than the original price of $249.99, as for the UK release date amazon doesn't even have it for pre-order in the UK so I'm a bit dubious about the UK release date.

In Auustralia it is available on the  22nd September

I have seen the prices ranging from $159.99 to $199.99.

The price that was advertised at $159.99 turned out to be $169.99, I don't think I have seen it cheaper than the average $169.99 and I have been looking for over an hour now.

some of the places I have seen it available

are:

Amazon USA

Toys R US

Gamespot

Buy

 But until then, you can check out the unboxing a a new Nintendo DS below.

What ingredients do you need for pancakes?

Here are some of the basic ingredients needed to make pancakes:

• Milk
• Sugar  (can do without as sugar is just for the taste, some prefer just a pinch of salt)
• Eggs
• Butter or margarine
• Baking powder or soda (can do without)
• flour
• Milk ( this can be mixed with water)
• Lemon  (traditional but not needed) can be substituted for vanilla

Almost forgot you need a flat shallow dish pan, such as a saucepan with a tiny bit of cooking oil, to stop the mixture sticking to the pan.

Where can I find free Hannah Montana games to play online ?

On the Hannah Montana Forever section on the disney website you can play hannah-montana-forever games page :

Sounboard mix-up  in this game you have to keep hannah dancing by mixing together some songs.


Rock the beat this is a dancing game where you have to help hannah dance here way up to the top of the charts.

Roomey room re do You get to decide how miley and liley get to decorate hannah's bedroom. During the sleepover ytou get to pick the carpets, lighting, you even get to put a juke box in the room if you want !

where can I get Resistance 3 for the playstation?

Whats special about this next insatllment for the playstation 3 ?
Well for a start its a first person shoot-em-up game.
 that you can play on sony' new HDTV

If you order the playstation 3d display which is retailing at about $499.99, according to current offers you will get a free copy of resistance 3, gift wrap available.

Resistance 3 is due to come ut on the 6th september 2011 and is priced at $59.99 on Amazon.  Resistance 3     if you preorder this standard edition and the price happens to go lower on the release date, you will get the game at the lower price.


The Doomsday edition is labelled as mature and is priced at $149.99  the cool aditional features you get are as follows: 

• A new weapon upgrade system
• Full features on the offline and online cooperative character mode
• Fast enemies which need quite a bit of effort to beat

If you pre-order at amazon you will get a a pre order bonus, whixh is access to the air fuel grenade, the access code will be given to you before the game is sent, so you can use it right away as soon as your game arrives. Resistance 3 Doomsday Edition

Other places to get the game which are in stock and available to preorder for resistance 3 doomsday edition:

Target $149.99  (in stock)
Best buy $149.99  (in stock)
buy.com 41499 but you get free shipping
  (in stock)
The cheapest price is at: 
 deep discount.com    $139.99 and you get free shipping , so I think this is the best cut price option for the doomsday edition of Resistance 3.

Just updated seen it cheaper at valley seek for $130.91   which is a price cut of $19.01  shipping appears to be free for the USA, not sure if it is international free shipping .

What are the different ways a website can make money form advertising?

Here are the key ways a website can make money from advertising

• Cost per click
• Cost per lead
• Rent by day
• Rent per time period
• Cost per impression
• Cost determined by a third party
• Cost per sale
• Cost per action
• Cost as determined by an advertising agency
• Private contracted cost

What is the link between money and inflation?

Inflation occurs when the level of  money supply is increased, but the amount of products sold and made is not increased. So what you have is more money in the economy than is needed or being transacted through services and goods.
In the past inflation occurred when there was a crises such as crop failures  and war. During inflation the cost of products tend to become more expensive. Its a classic case of supply and demand an excess amount if the money in the system could be combated by a reduced increased demand for goods and more spending.
So in its current state historically economists have seen that the only way to reduce inflation is to increase productivity to match the excess money in the system which means producing more goods in that economy. Or simply stop printing or shrinking the available money supply.

What is the best way to win at sit and go texas holdem poker?

The best way to win at sit and go is to play small hands in the beginning.
I have found that as the game goes on other players have settled down into their rhythm and are less likely to throw down big blinds.
I tend to play  only big pairs at the start such as A-K Q-Q A-Q and pairs that come up. If I have low pairs I tend to stick it out and not re raise until the flop and turn has been played.

Why is the Larynx of the human throat called the "adam's apple" ?

The larynx of the human throat is called the Adams apple because it's shape looks like a small apple, it has nothing to do with Adam and the garden of Eden.

Who else has appeared on the boxes of frosted flakes?

There was once an appearance by Katy the Kangaroo on the cereal boxes of frosted flakes.

when cognitive psychology introduced?

Cognitive psychology is quite a new concept of psychology , it was introduced in the 1960s.

Can I get an IRS tax donation for giving money to help towards disaster relief charities?

To qualify for an IRS tax donation the charity has to be qualified, before you can  recieve deductible contributions.
You can find this out from IRS publication 526.
If the charity does qualify, you can claim deductions only if the money goes straight to the relief and not specifically for a certain individual or particular family.

Where are Hyundai Cars made?

Hyundai Kia automotive is found in Seoul, south Korea.

what was Jamie Lee Curtis' first hollywood film?

Halloween , which was directed by John Carpenter

How much can you stretch a condom before it breaks?

It has been known that you can stretch a condom up to 600 times  its length and has a tensile strength of 15000 pounds !

What is popstar Rihannas full name?

Robyn Rihanna Fenty, she was born on feb 20 1988 in Barbados.

When was coca cola invented?

Coca cola was invented by pharmacist John S. Pemberton in 1886.

Which Happy Potter actress is older than most of the lead characters?

Shirley Henderson who played moaning myrtle was born in 1965.

What was pac mans original name?

Pac man had his name changed from Puck man in the U.S.
this was becuuse it was feared that the P would be changed to the letter F on game machines.

What is the longest running Opera show on broadway?

Phantom of the Opera has been running for 24 years so far.

Does Lady Gaga write her own songs?

Lady Gaga not only wears thought provoking outfits, she also wears writes her own songs.

What is going on in the opening credits of "True blood" ?

In the opening credits of Vampire drama series True blood, the following things can be seen in the opening credits:

Fox being eaten by maggots
southern Baptist sermons
Molting locusts

The scenes were filmed in Louisiana, Chicago and a bar in Seattle.

Who has 5 stars on the hollywood walk of fame?

Gene Autrey has five stars on the hollywood walk of fame.

Does the body by jake ab scissor work?

If you use it according to the instructions in the manual it does work.

Are Virgo and Capricorn compatible?

Virgo and Capricorn are both earth signs, so there is a good chance of them being compatible, they compliment each other because they are both ambitious and are both very rational.
Capricorns like Virgo's attention to detail and Capricorn has a dedication  to their goals which Virgo's like.

Does splenectomy cause a high platelet count?

Splenectomy does cause a high  platelet blood count, the spleen regulates the removal of worn out blood cells.
so removal of the spleen can cause the body to produce a higher amount of white blood cells and platelets, because of the increase likeliness of infections.

Where can I get a 1040X tax form from ?

The 1040x tax form can be used to amend your previous tax return, it is available on the IRS website. You can download the form and print it out.

Here is the link
http://www.irs.gov/pub/irs-pdf/f1040x.pdf

What are the ingredients in tums that make it work?

The active ingredient in Tums is calcium carbonate, this helps to neutralise excess gastric acid in the stomach.
all the other ingredients in tums are there to help make the tablet, but they do not help cure the upset stomach.

Why do couples argue?

Couples argue about a particular topic or action because they are unable to see the other person's point of view, there are lots of different reasons why people argue, listening to each other is a way to reduce the arguing.
People usually argue over
-something the other person said
-something the other person dd
-friends
-different ways of doing things
-money
-relationships

What is the conversion of inches to centimeters?

1 inch is equivalent to 2.54 centimeters

Where can I find IRS publication 526?

Publication 526 is the charitable contributions publication.

To find the publication 526, charitable contributions refer to the 2010 guide
irs.gov/pub/irs-pdf/p526.pdf

It contains information on IRS tax donations and how to claim deductions on your contributions to charity.

Can I get an IRS tax donation from money I paid to the Haiti relief?

Can I get an IRS tax donation from money I paid to the Haiti relief?

Yes, if you live in the USA
Concerning the 12 January 2010 Haiti earthquake
If you made your cash contribution between January 11 2010 and 31 January 2010


If you deducted that contribution on your 2009 IRS  tax return form , then you cannot deduct it in the 2010 tax return.

Where can I find IRS publication 561?

Publication 526 is the guide on determining the value of donated property.
The 4/2007 guide can be found on the IRS website

irs.gov/pub/irs-pdf/p561.pdf

Publication 526  has advice on how to determine fair market value (FMV).
Different kinds of property valuations such as boats,antiques and annuity contracts.
It also has a good section on how to get tax help which is very useful.

Where is the best place to find a good sales pitch template?

A good sales pitch template is easy to find on the internet.

Type in the name of the product or service you want to pitch into a search engine.

This is to familiarise yourself with what are the best points and ideas about your service and product are.
what words are they using?  What phrases are they saying?

Know who you are selling to, what age are they likely to be or where are they more likely to live.

In any pitch its important to tell them what you were gonna telll them, tell them, then tell them again
and then at the end of the pitch ,.tell them all the positive points again.

In any sales pitch its important to look confident, even if you don't feel like it. Wear comfortable but smart clothes.


Use visual aids, such as a chart, a product, photographs, it gives something for the person your pitching to get interested in something other than the sound of your voice.

Remember to practice , practice, you can use a mirror, your dog or your kids, just get familiar with saying the words of your pitch until you can do it in your sleep.


Good Luck !

Will a rise in oil prices hurt the economy?

A rise in the oil and gasoline prices will have the following effects:

 When gasoline prices rise, it becomes more expensive to buy gas, so less people will be able to afford it, less people will be buying.

Less money spent on gasoline means a lot of people will no longer be able to travel and therefore the economy will grow less because of this.

What is the salary of an Esthetician ?

According to recent surveys they are earning up to $37,000 a year at the top end,
although most earn around $15,000 a year.
Estheticians who have been doing the job for over 20 years can command a salary of between $37-46,0000.

The most popular places to be a Esthetician in the USA are California and Texas, closely followed by Florida and North Carolina.

Estheticians are usually employed in day spas and salons, most personal care service industries such as this one can be used in the  tourism industry and also in Hotels and Clinics.

How are Federal taxes witheld?

Taxes are withheld depending on what you based your income and deductions on, consult your W-4
form. It may be worth also referring to your 1040-ES form.

Whats the difference between state and federal tax withheld?

The amount of tax owed is not determined solely by the amount you earn, it is a progressive tax, so you may owe different amounts depending
on whether you are married
whether you are single
whether you have any dependents or children
There are other factors to look at as well.

for more information go to IRS.gov

How do I stop spot breakouts on my face ?

In order to get rid of bad acne, it is important that you have a healthy diet, with not too much junk food.

Exercising regularly will help reduce the level of harmful toxins in your body that cause breakouts.

Consider visiting a dermatologist, they may have more specialised advice for you and can take into account any medical problems as to why your acne could be bad.


Stress could also be a reason why spot breakouts occur so remember to relax once in a while, and do some things that you enjoy.

Why is wealth management more important than investments?

People need to know what to do once their investments have matured.
It is more important to learn how to adapt to changing economic times, it is no longer easy for people to dump £xxx into company A and wait 50 years to collect the dividends.
What happens when company A is bought by company B, then company D merges with company B and dissolves company A while company C retains the old clients?

Ideas of how to spend money after retirement is just as important these days as planning towards it.
thinking outside the box is a good place to start.
what level of income will you need to sustain your lifestyle?
what plans do you have in place if one investment does not give the returns that you would like?
How can you minimise the risk of loosing everything?

What is the benefit of using a face mud pack?

Face Mud Cleansers give you the following beauty advantages:

Face mud can rejuvenate skin to leave it healthier and fresh
In terms of beauty , using it every two weeks can give you a youthful and invigorated look
when correctly used it makes your skin evenly cleansed and cleaner
It can reduce the dryness of the skin.
Acne sufferers can benefit from using the correct facial mud mask.
Face mud cleansers made from clay can also have a healing effect on your skin.
there are a variety of body mud treatments available today.

source:   Body mud tips for healthier skin

How do you get a star rank on Mario Kart Wii ?

To get a good star ranking in  Mario Kart for the Wii you have to:

Get 1st place in every race
get a final store of no less than 52
Try to stay first place for a good amount of time
Do tricks on the ramps
Use less bullet bills to catch up
Use lots of tricks and techniques such as wheelies
Don't fall off the edges too much

A 60 score is needed for a three or two star rank
Score 58-60 gets you a one rank star

Where is the Dead Sea?

The dead sea is found in Jordan in the middle east, it is a salt lake that is between the east of Jordan and the western bank of Israel.
It is said to be on the lowest point of the earth, at least 400 meters below sea level.

Resource:  Dead Sea Mud Masks

What are the different types of clay used in body wraps?

Bentonite Clay
Sea clay
French Green Clay 
Kabala
Red Clay
　

What's the best cut of beef to use for Stews ? It has to be non-fatty and pull-apart tender

The best cuts of beef to use in a stew are from neck and thigh.
If you steam cook the meat in a pressure cooker it will be very soft , juicy and tender the meat will soak up all the juices.

Small Business Accounting Software

The best way is for your friend to try out some business accounting software that has a free trial, that way if it doesn't suit his needs he can move onto the next one.
There is no point choosing one type of software, paying for it, then 6 months down the line realise that it is not for you. Using a free trial is very cost effective.

Or why not try a local bookmakers services, they may be able to set the whole thing up and provide human advise specific to the business, a computer software may not be able to do that.

Is Julia Roberts America's sweetheart?

I think any actress can be America's sweetheart, if enough people believe it.
I think Julia Roberts was named as an American sweetheart because of her contribution to the film industry and the great job she does in playing some true to life characters.

I used to never drink milk.

But now I realize the importance of milk products. I am way beyond my teens. Is it too late to reverse the effects? What can i do? I have read about osteoporosis. This scares me at times.
Answer:

Osteoporosis generally affects people in older age, if you are really worried get a general health check from your doctor.
They will be able to tell you if your healthy or if there are any problems with your bones.

I would not worry too much about having not drunk enough milk because calcium can come from other foods such as yogurt, soy beverages and even Orange juice contains a small amount , bet you didn't know that.

What is the benefit of wearing a crochet neckwarmer?

Crocheted neck warmers are a versatile and affordable accessory which can be used to cover the neckline and keep warm, Crocheted neck warmers are ideal in the spring time because they are finer than their heavy knitted version, so can be worn throughout the spring and summer.
Whatever the season a crochet neckwarmer can be used as a way to add colour to your outfit or simply as a protection from natures elements, ideal for a windy day!
Crochet neckwarmers are made from lightweight cotton and so are of a breathable design

Where can I get advise on IRS tax donation?

The publications you may find useful are


IRS publication  526   Charitable contributions
IRS publication 561    Determining the value of donated property

Buying a house during bankruptcy

What are the thing to know when buying a house during bankruptcy ?

Depending on how long ago the bankruptcy was, your credit report will contain details of your bankruptcy so this will affect your credit rating.
The mortgage that you get will possibly need higher payments or loan to value ratio than if your credit history shows no bankruptcy.

check for errors in your credit report so be sure to get a copy of your full credit report to see if there are any outstanding loans on there that you may not know about.

Here are a few other factors to remember:
You need to make sure you are credit worthy.
You may have to pay higher interest rates on the mortgage
If your trying to get a mortgage during a chapter 13 then you may need to have the courts permission.

Why is it good to get fixed rate mortgage refinance ?

Your monthly outgoings will remain the same, no sudden changes to amount you will pay.
with fixed rate mortgage refinance rises in interest rates will not affect you because you have negotiated to pay a set amount for the period of the refinance loan.

What was the exchange rate of chile pesos to us dollar in 2010 ?

The average exchange rate of Chile Pesos to Us dollar was
1 USD  =  510.30  CLP

How can I find out which charities I can get an IRS tax deduction from?

To get the information you require,

IRS publication 526 which you can find on the IRS government website.

irs.gov/publications/

What kind of a doctor specializes in fingernails?

I would consult a doctor or physician first.
An orthopaedic doctor would be the one you are after,if the condition is more serious then your personal doctor will refer you to a specialist which deals exclusively with hands.

A dermatologist specialises in skin care, fingernails complaints could be addressed by seeing a dermatologist.

What is the best way to find lowest refinance mortgage rate?

Research the rate your interested in and try to negotiate a lower amount,with the lender.
The higher the loan, the greater the amount of interest. The interest rate is the value you should try to negotiate down .

Which pokemon attacks are good against a psychic?

The best Pokemon to use against a psychic are

• Bug type, they are also good for dark and grass

• Ghost

• Dark type Pokemon are good against ghost and psychic.

Is it better to take lump sum or annuity?

Why choose?

Work out the positive and negative effects choosing either option. Havn't you spent enough of your time making compromises?

Do both.


Topics to thing about when drawing up your yeas and nays:

Lifestyle choice- how much income do you need, what are your spending habits? boom and bust or steady as she goes?
Health
What is the risk?
The big elephant in the corner  : INFLATION costs aren't what they used to be, are they?
Tax , what will you have to pay and how much?
What happens when you need a lump sum, can you get to it quickly?
Managing costs, if you take a lump sum,can you manage it and make it work for you?
Your estate, what will happen to it?

Once you figure out all the information and have a good think about it, the only person who can tell you to take a lump sum or annuity is you.

Why do people seem to blame God for tragic events and not give him credit for that which is good?

Answer:

I think people blame God because they have run out of other people to blame.
Whereas if we have good fortune or good luck, as humans we like to take the credit.
I just think some people find it easier to put all the blame for tragic events to someone outside themselves.
If a tragic event is so large that its hard to understand why it happened, isn't it natural to think that some higher purpose or person was masterminding it all.

When is the best day of the month to invest?

According to the book stock market logic written by Norman G. Fosback
The best day to invest in the stock market is:

• Day after a bank holiday

Last two days of the month

First five days of the month

Where is the best place to buy call of duty: modern warfare 2

Where is the best place to buy call of duty: modern warfare 2?

It comes out on the foillowing formats:

XBox 360
PC

PS3
DS

how can I get good abdominal muscles at home?

You have to warm up your body before starting the exercise,

start with 20x situps .
Lay down on the floor, then lift your legs with straight knees and keeps your toes pointed. Lift them up together as high as you go.
You should feel a strain in your stomach muscles. Do this 20 times

Repeat this twice a day

you have to do this everyday and you will get results, if you use weights you will see results even sooner.

Can I trust car insurers not on comparison websites?

Car insurance companies that don't advertise on car comparison sites are cutting out the middle
man and selling directly to the public, this is OK,
but if you want the best deal for you, the best thing to do would be to check out the car comparison websites  then do the extra work and

Check those insurance quotes from the insurance broker websites to the actual insurers to see if
you can get a better deal .

It is harder to say if you will get a better deal from the car insurers not on comparison
sites until you check it for yourself.
Not all car insurers are on insurance comparison websites, but this doe snot mean that
you will get your car insurance cheaper than by going direct to the insurer.

Check whether the insurance policy excess amount is comfortable for you by reading the relevant
terms and conditions, which are available before you buy, most insurers have this information on
their websites.
If still in doubt, make sure the insurance company is regulated to the correct financial authority.

Is a total stock index fund in the USA better?

A total stock index would be a measure of the stock available in  every public traded
company.
A total stock index fund would hold a large amount of stocks that are publicly traded in the USA.
This may have the impact of widening losses or reducing them because there is a wider spread of
 the risks involved than say focusing on a select 3 funds available in that index. A total stock index fund might consist of a portfolio that contains all the valuable stocks.

Can you have two insurance policies on one car?

In most cases the car must be insured by the policy holder which is one person.

A second driver can be added to the policy but not as a main title holder.
So if someone was learning to drive, they could add their name to their parents insurance policy as a named driver.

This would reduce the cost of the insurance for the named driver and both parties would continue  build up their no claims bonus.

Only one person can be named as the policy holder because the  main driver has to be competent and take financial responsibility for the car.

To get an more accurate result ask the insurance company that you intent to have your insurance policy with.

How can I find cheap car insurance websites?

The best place to start your search for cheap car insurance online is to look at comparison websites.
Comparison websites for insurance allow you to look at multiple car insurance companies without filling out the forms individually .

During a search for  multiple car insurance comparisons, saves you time and gives you an idea of what sort of base price you will likely get.

Using the initial search you can work out which insurance premium will be the cheapest for you.

How much does a beef bottom roast cost per lb?

In the UK between £3-7

In the USA  $2- $4 .

These prices are just an estimate and do vary depending on whee you buy the beef roast from and whether it is raw or already cooked.

What are the differences between an AA fund and a 401k plan?

AA is an asset allocation plan.
An AA plan is more diverse than a 401k plan,
The AA plan is something an investor can arrange for themselves.
People are far more capable than decades ago, mutual funds are, but a mouse click away on the Internet. People has access to the stock prices,histories and bonds more readily than they previously would have been.

What are the exemptions in chapter 7 ?

The exemptions in chapter 7 do not allow the liquidation of assets that would effect the
ability of you to pay back any money, such as a work related equipment, such as car that you
need to use to get to work or work tools.

Where can I buy Anne French hair removal cream?

Where can I get Anne French hair removal cream?

Anne French hair removal cream systems are most popular and trusted brand, the treatment works by applying the cream with a spatula to the desired area of treatment, then after a set period of time the cream is washed off.

I have bad acne on my face, whats the best way to get rid of it?

Find products that are recommended by your friends, if it works for them it might work for you.

Try to exercise more as the sweating will help clear your pores, it will also make you more healthier so the body will be able to get rid of any toxins in your skin faster.

Try to drink more water as this will help cleanse your body and help get rid of the toxins that may be making your acne worse.

Whats the best way to get rid of bad facial acne?

One of the ways to get rid of acne on the face is to use a skin care range suited to acne, such as face washes designed to treat acne.
Try to keep your skin clean, by not touching the face to often. If you use a mobile phone, try it with a hands free, because putting your phone to your face may spread germs if your phone is not clean.

Here are some tips to get rid of facial acne:

Drink your recommended daily amount of water
Eating less dairy foods may help reduce the acne, because less oil will be produced by the skin
An exfoliating skin wash will help remove any dead skin cells on your face, which can contribute to bad acne as these cells tend to clog the skin pores and attract more dirt.
when you sleep at night remember to use fresh pillows more often during the breakout times, this will keep your face cleaner and then less likely to have further larger breakouts.

What is the GTA San Andreas hint codes for PS2?

Here are some of the best links for handy hint codes and walkthroughs for grand theft auto San Andreas  on the PS2:

Gamespot

IGN

How many days are there in june?

There are 30 days in June.

The months which do not have 31 days are as below:

2   February

4    April

6   June

9  September

11  November

How do cellulite body wraps work?

Body wraps are easy to use and can be done in the comfort of your own home, to have a successful treatment please follow the instructions given with your body kit,
The following is an overall view on what to expect:
Most body wrap kits contain a two-step procedure,
Apply the mud onto the body , make sure the areas are clean before you do this, the layer should be applied thinly.
Cloth is then wrapped around part where the mud has been applied.
The overall effect is body toning, as the mud helps clean the pores while the wrap is applied.
The result of the wrap is a smoother appearance to your cellulite, this effect is temporary but it may just give you the confidence boost you need!

Resource: Information on cellulite body wraps

How many fantasy novel books did C.S Lewis write?

C.S Lewis wrote seven fantasy novels, here is the list:

1.     The Lion the witch and the wardrobe
2.     The Prince Caspian, the return to Narnia
3.     The voyage of the dawn trader
4.     The silver chair
5.     The horse and his boy
6.      The magician's nephew
                              
                                 7.      The Last battle


Here is a list of the the books he wrote that later were made into films for cinema:
 
The chronicles of Narnia : The lion , the witch and the wardrobe  (2005)

The chronicles of Prince Caspian (2008)

The chronicles of Narnia : The voyage of the Dawn Treader (2010)

The lion, the witch & the wardrobe (1979)

What was the currency of the netherlands before they used the euro?

The dutch guilder, the Netherlands joined the euro currency in January 1998 but did not start using euros for cash until January 2002
The exchange rate was 2.20371 NLG  for 1 euro
EUR  0.453780  =  NLG 1

Are payouts from personal injury taxable?

yes,

but you can make deductions on your tax form for court fees. make sure to itemise the deductions and show clearly the amount you take away for the legal fees.
This is because the money received is seen as a gain and the fees such as court and other
legal fees are taken as a loss.

Compensatory damages are not taxed because it is the money you would have made if it not for
the accident.

 Punitive damages are taxable because they are seen a gain in income.

so depending on what category your personal injury claim sits under, is the main factor in
whether you will pay tax or not on this
amount.
so remember

Compensatory damages are not taxable
Punitive damages  are taxable

Federal Taxes Witheld

Federal taxes withheld

Where can I find the federal tax withholding table?
The estimated tax for 2011 advise can be found at this link with is the IRS government
website.
Estimated Tax for 2011

How to make a chapter 7 or chapter 13 ?

File a petition with the bankruptcy court in your area.

What does family wealth planning involve?

Family wealth planning involves making choices on the what will happen to your property or estate,
Planning business succession
Setting up family foundations
Wealth protection planning (lifestyle)
Asset protection
Making a wealth-planned policy with tax efficient investments


Wealth planning  is important because while others are playing catch up after stock crashes, you will be just adjusting your plans on course, rather than shifting your feet trying to make up for  earlier down market losses.

What are body wraps and what do they do?

Body wraps are mainly used in body spa beauty treatments, the beauty effects of body wraps are:


-Toning up the body muscles

-Reducing  the inflammation from bumps and abrasion on the skin

-Reduces aching muscles

-Detoxifys the skin

Resource:  Body mud

What is the best way to improve a brand name?

What is the best way to improve a brand name

-keep investors happy

How to keep investor's happy?

- provide consistent results

Providing consistent results will give a brand name a greater appeal to more investors, which in turn attract more affluent investors.

The end result will be that the company that owns the brand will increase in its reputation, therefore more people will pay for its services and products.

With brand names, the more consistent the product and service the higher the price it is likely to achieve in terms of worth, the investor in the brand will be willing to pay more, not necessarily the customers ; )

What is the best way to improve a brands image?

• Invest in new products
• Maintain a good level of quality control
• Invest in staff training at all levels
• Use advertising to portray the message you want to convey
• Understand your target market and keep providing them with solutions to meet their needs at the price that suits their market
• Be consistant
• Make people happy by providing an exceptional service

What is DUI?

The definition of DUI is: driving under the influence.
Driving under the influence under alcohol or other intoxicants.
A DUI or DWI driving while intoxicated is a violation of the law.

What is going to happen to oil prices?

The prices of oil jumped due to the turmoil in Libya. How much do you think the prices are correlated to Libyan crisis?

According to some sources,1.0 billion of barrels in Libyan oil of its estimated 1.6 million barrel capacity is not been met due to ongoing conflicts, this means that oil prices will rise because this production is being lost.

Add that to the decimation of the US dollar which is used to pay for oil (and is steady losing value) = very high prices indeed


So unfortunately the only way oil prices can go down is if other nations produce more oil to compensate. If oil is payed in a different currency ie china or russian currency, the price may stabalise also.
If the same problems that are happening in Libya spread to other oil producing nations, the question will not only be whats going to happen to oil prices, but how high is it gonna go.

Search Amazon.com for oil production

Where can I see the world first 111 giga- pixel image?

Its at the link below, its quite an amazing picture!


http://www.sevilla111.com/default_en.htm

Is Fidelity 401k FDIC insured?

Fidelity  401k are not covered because they are mutual funds.
they fall into the region of investment products which are not insured.
so this would include stocks,bonds,mutual funds,life insurance policies and annuities.
Traditional bank accounts are protected such as checking and savings accounts, these fall under CD's Certificates of deposit.
~these are insured up to $250,000

so to remember:
Funds that are invested are not insured by the FDIC
Deposits into CD's are insured by the FDIC

I see ads being displayed on subjects which I don't write about

Is there a way to block these ads? To block ads on certain categories?

If your ads are displayed using Google AdSense, the  best way to block ads appearing on a site, is to go directly to your AdSense account..

Refer to the AdSense setup section
In the ad review center you can block specific categories, or an easier way to do it, is if you know the particular companies ad that you want to block, enter their website address into the "block websites section"
At first it might not look like its working but it can take up to a week or so and the ads of the type you want blocked will disappear.

Where can I find story starters from books by Laura Nemeroff?

They can be found on her author website, which has interviews about her work, coloring pages and other fun kids stuff.

Laura Numeroff's books are great for entertaining pre school kids

Below is the link to the story starters.


lauranumeroff.com

Where can I get good free photo editing programs?

There are many really good online photo editors available.
Picasa 3 is available from google and its free,
Other free programs include:
Photoscape
Photo Pros pro
Macrium Reflect free
Paint.NET